Loan Program
VA Loans
For eligible veterans, active service members and surviving spouses.
Overview
What this program is for.
VA financing is one of the strongest benefits available to eligible veterans and service members, and Miramar Mortgage arranges it as either a fixed-rate or an adjustable-rate mortgage depending on how long you plan to hold the property.
Eligibility, entitlement and the certificate of eligibility are the parts most borrowers find opaque. Andrew handles that groundwork directly with you so the file is clean before it goes to underwriting.

Highlights
VA Loans at a glance.
Fixed-rate or ARM
Offered here in both structures — the right one depends on your horizon.
Eligibility handled with you
Entitlement and the certificate of eligibility, explained rather than assumed.
Purchase or refinance
Use your benefit on a new purchase or on an existing mortgage.
Direct access
Andrew personally works your file, from application to closing.
How It Runs
The same four steps, every file.
01 — Pre-Approval
A loan pre-approval sets you up for a smooth home buying experience, and tells you exactly what you are working with before you start shopping.
02 — Loan Application
A few documents are needed to get your loan file through underwriting. Andrew tells you precisely which ones, once.
03 — Underwriting
Andrew’s team closely evaluates all the documentation in the loan package and clears conditions as they come.
04 — Closing
Documents are drawn and sent to the title company for closing.
Also Consider