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Home / Loan Programs / VA Loans

Loan Program

VA Loans

For eligible veterans, active service members and surviving spouses.

Overview

What this program is for.

VA financing is one of the strongest benefits available to eligible veterans and service members, and Miramar Mortgage arranges it as either a fixed-rate or an adjustable-rate mortgage depending on how long you plan to hold the property.

Eligibility, entitlement and the certificate of eligibility are the parts most borrowers find opaque. Andrew handles that groundwork directly with you so the file is clean before it goes to underwriting.

Andrew Bryan, CEO & Founder, Miramar Mortgage

Highlights

VA Loans at a glance.

Fixed-rate or ARM

Offered here in both structures — the right one depends on your horizon.

Eligibility handled with you

Entitlement and the certificate of eligibility, explained rather than assumed.

Purchase or refinance

Use your benefit on a new purchase or on an existing mortgage.

Direct access

Andrew personally works your file, from application to closing.

How It Runs

The same four steps, every file.

01 — Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience, and tells you exactly what you are working with before you start shopping.

02 — Loan Application

A few documents are needed to get your loan file through underwriting. Andrew tells you precisely which ones, once.

03 — Underwriting

Andrew’s team closely evaluates all the documentation in the loan package and clears conditions as they come.

04 — Closing

Documents are drawn and sent to the title company for closing.

Also Consider

Related programs.

First-Time Buyers

Popular loan programs designed specifically for first-time buyers.

Learn more →

FHA Loans

A government-insured loan with flexible qualification options.

Learn more →

Jumbo Loans

Maximum flexibility for home financing on larger loan amounts.

Learn more →

Next Step

Let’s talk about your mortgage.

No pressure, no scripts. Just a direct conversation about your goals and the numbers behind them.

Miramar Mortgage Equal Housing Opportunity

Andrew Bryan (NMLS #1369495) is the CEO & Founder of Miramar Mortgage (Company NMLS #2648737), a licensed mortgage brokerage headquartered at 8080 N Central Expy, Suite 1721, Dallas, TX 75206, licensed in Texas and Florida. This is not a commitment to lend. Equal Housing Opportunity.