Loan Program
FHA Loans
Government-insured financing built for borrowers who need flexibility on qualification.
Overview
What this program is for.
An FHA loan is insured by the Federal Housing Administration, which allows lenders to offer more flexible qualification options than a standard conventional loan. It is a common fit for first-time buyers and for borrowers rebuilding credit history.
Andrew will walk through whether FHA is genuinely the right instrument for your file, or whether a conventional, VA or portfolio program leaves you better off over the life of the loan.
Highlights
FHA Loans at a glance.
Flexible qualification
Designed for borrowers who do not fit a strict conventional credit box.
Purchase or refinance
FHA financing can be used on a purchase or, in many cases, a refinance.
Fixed or adjustable
Structure the loan around how long you actually plan to hold the home.
Compared side by side
You will see FHA next to the alternatives before you commit.
How It Runs
The same four steps, every file.
01 — Pre-Approval
A loan pre-approval sets you up for a smooth home buying experience, and tells you exactly what you are working with before you start shopping.
02 — Loan Application
A few documents are needed to get your loan file through underwriting. Andrew tells you precisely which ones, once.
03 — Underwriting
Andrew’s team closely evaluates all the documentation in the loan package and clears conditions as they come.
04 — Closing
Documents are drawn and sent to the title company for closing.
Also Consider
Related programs.
VA Loans
Flexible options for eligible veterans and service members, as fixed-rate or ARM mortgages.
Learn more →
